Captive Insurance within your reach

Marble Tower extends the unique advantages of captive insurance to firms where it was previously not feasible.

Our platform enables clients to function as independent insurance entities under our existing insurance license, making a captive more accessible.

It also bundles launch assistance, funding and advisory services into a centralized, single-source platform to simplify daily operation and compliance, making a captive more feasible to own.

CAPTIVE ADVANTAGES

Captive insurance companies have long been known to offer distinct advantages to owners.

• Captives control premium expenses in volatile insurance markets.

• Captives mitigate risk exposure while enhancing tax-efficient enterprise value.

• Captives efficiently process claims with minimal bureaucratic delays, unlike commercial insurers who often delay disbursement of clients’ funds as long as possible.

The challenge is scalability. Due to complex licensing and costly operational burdens, only the largest organizations could historically afford to launch and operate a captive.

Marble Tower solves this challenge.

Companies that are frustrated with escalating insurance costs despite having a history of low claims.

Firms that could gain from the tax-efficiency of self-insurance, rather than holding cash or liquidity.

Organizations who cannot procure suitable insurance in the open market to cover certain unique risks associated with their business.

Marble Tower’s platform facilitates the establishment of “sponsored cell” captives, which function as independent insurance companies under our existing license.

These sponsored cells are separately incorporated and owned by different clients, with distinct risks isolated from one another.

By providing clients with their own licensed captives through sponsorship, Marble Tower’s platform significantly reduces the time and costs associated with launching a captive. Each sponsored captive can tailor its own insurance coverages, appoint its own board of directors, manage its reserves, and operate as a de facto independent insurance company. While this may seem complex, our curated platform simplifies the experience for captive owners seeking a comprehensive, turnkey solution.

PRICING

Marble Tower employs a straightforward pricing structure: we take a share of the value generated by each of our sponsored, licensed captives. This approach ensures that our goals are closely aligned with the success of our clients, allowing us to accommodate captives of varying sizes.

To keep initial setup expenses minimal, we offer assistance with feasibility studies and pre-launch evaluations.

After the launch, we deliver comprehensive management and advisory services, adjusting service fees in relation to premiums to ensure that captives of all sizes maintain their economic sustainability.